Inpatient excess is the set amount you pay towards costs when you stay in a Private or High-Tech hospital.
Having an inpatient excess on your policy helps reduce the cost while still giving you access to Private and High-Tech hospitals.
An inpatient excess is only applied to the Private and High-Tech hospital cover on a plan, it is never applied to Public Hospital cover.
The inpatient excess amounts will differ from plan to plan so it is essential you are looking at the correct Table of Cover. Log into our Member Area to see your Table of Cover.
All inpatient excesses are paid to the hospital directly and you cannot claim back against this cost.