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Buying Health Insurance

Learn the answers to frequently asked questions relating to buying health insurance from Irish Life Health including queries on waiting periods, community lifetime rating and general queries.

Waiting Periods

  • What Does Continuity of Cover Mean?
  • What Is a Pre-existing Condition?
  • What Is a Waiting Period?

Lifetime Community Rating

  • What is a “Break in Cover” period?
  • Were You Covered Under the Defence Forces Scheme or Members of the EU Joint Sickness Scheme?
  • How Does Lifetime Community Rating Affect me?
  • Does My Age Affect My Health Insurance Premiums?
  • What is the maximum Lifetime Community Rating (LCR) loading that applies?
  • Why Is LCR Introduced at Age 35?
See all 9 articles

General Buying Health Insurance

  • Cancellation Letters
  • Your Health Insurance Price Explained
  • How Long is My Quote Valid?
  • What Tax Relief Am I Entitled To?
  • What is the young adult rate?
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Phone Numbers
Irish Life Health Call Centre
Monday to Friday 9am - 7pm
(01) 562 5100
Nurse on call
For non-emergency medical
information 24 hours a day, 365 days a year
1850 946 644
Overseas Medical Emergencies
For overseas medical emergencies
only
+353 1 481 7840 or
+353 1 619 3620
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© 2018 Irish Life Health dac is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 376607. Registered Office Irish Life Centre, Lower Abbey Street, Dublin 1. All information and contractual terms are supplied in English.