Lifetime Community Rating

Find out how Lifetime Community Rating may affect your premium.

• What is a “Break in Cover” period?
• Were You Covered Under the Defence Forces Scheme or Members of the EU Joint Sickness Scheme?
• How Does Lifetime Community Rating Affect me?
• Does My Age Affect My Health Insurance Premiums?
• What is the maximum Lifetime Community Rating (LCR) loading that applies?
• Why Is LCR Introduced at Age 35?
• What is Lifetime Community Rating (LCR)?
• How Are the LCR Loadings Calculated?
• Who will pay Lifetime Community Rating Loadings?